North Dakota
Annual home insurance cost: $1,136 (5% above the national average)
One thing you should know about North Dakota is that it is mostly plains. Except for the Fargo metropolitan area, North Dakota has no major cities or population centers and only two cities with populations over 50,000—Bismarck and Grand Forks.
The state has a population of less than one million. Despite this, the state’s GDP has been on the rise, in part due to the discovery of shale oil in the Bakken Formation.
