Tennessee
Annual home insurance cost: $1,139 (5% above the national average)
Tennessee is unusual among the Southern states in many ways. The Knoxville area, for example, is in the middle of a tech-job expansion, while the Nashville area is seeing significant economic growth.
However, the state’s median per capita income is only 87% of the national median which is typical of its neighbors. Memphis also has a high crime rate and high levels of poverty.
