Washington D.C.
Annual home insurance cost: $1,151 (6% above the national average)
While not a state, Washington D.C. is included in this list. The only entry on this list that is fully urbanized, D.C. has the highest median per capita income and home values of any state or territory in the United States. D.C. also has a high crime rate.
While the crime rate has dropped to its lowest rate in 20 years, some areas, such as Ward 8, still have high rates of poverty and crime.
