Nebraska
Annual home insurance cost: $1,226 (13% above the national average)
Minnesota’s neighbor, Nebraska, is also in the midst of an economic boom. Its largest city, Omaha, is seeing a growth in new financial and banking firms. Unlike Minnesota, which is monolithic in its weather, Nebraska is in “Tornado Alley.”
The state is regularly subjected to violent thunderstorms and tornadoes in the spring and summer.
