Arkansas
Annual home insurance cost: $1,252 (16% above the national average)
Like South Carolina, Arkansas faces educational and infrastructural challenges to help its economy grow. The state is, however, also the home of six Fortune 500 companies and is recognized as one of the best states to do business in.
The state has population centers in Fayetteville, Fort Smith, and Little Rock. At $128,500, only Mississippi has a lower median home value.