Colorado
Annual home insurance cost: $1,273 (18% above the national average)
A Rocky Mountain state, Colorado shares some of the problems of its neighbors Wyoming, Kansas, Utah, and Nebraska. Highly mountainous, the state has a concentrated population centered on its capital city, Denver.
The eastern and western sections of the state are less populated—particularly the southeastern corner and the northwestern corner. Denver, notably, has violent and property crime rates above the national median.
Unlike its neighbors, however, Colorado has a median income and home value far above the national average. With a high concentration of federal facilities in the state, Colorado has one of the largest economies in the nation.
