Montana
Annual home insurance cost: $1,003 (7% below the national average)
Speaking of Montana, the largely mountainous state is known for its farming and ranching lands. This is so much a part of the state’s identity that the state is nicknamed “Big Sky Country.”
Per capita income is in the lower half of the states and ranks 39th (as of 2014) in the State New Economy Index, which reflects a state economy’s ability to adapt to the challenges of technical innovation.
