These 20 States Pay the Most for Home Insurance

Kentucky

Annual home insurance cost: $1,023 (6% below the national average)

Kentucky is predominately rural, with the city’s major population centers being the Cincinnati, Louisville, and Lexington metropolitan areas.

Known for moonshine, bourbon, college basketball, and fried chicken, the state has also emerged as a hub for automotive manufacturing. Kentucky has the fifth-lowest median per capita income in the nation.

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